El Mirage Homes with FHA New Financing

El Mirage Homes with FHA New Financing

Welcome to El Mirage, Arizona—a hidden gem nestled in the heart of Maricopa County. Known for its inviting community atmosphere, El Mirage offers a perfect blend of suburban charm and urban convenience. With its warm desert climate, residents enjoy over 300 days of sunshine each year, making it an ideal location for outdoor enthusiasts and families alike.

El Mirage is rapidly growing, with a range of amenities that cater to all lifestyles. From local parks and recreational facilities to shopping centers and dining options, everything you need is just a stone's throw away. The city is also home to several schools and educational institutions, ensuring that families have access to quality education for their children.

When it comes to housing options, El Mirage boasts a variety of homes that appeal to first-time buyers and seasoned investors alike. One of the standout features of this vibrant community is the availability of homes with FHA financing. This means that buyers can take advantage of lower down payment options and more lenient credit requirements, making homeownership more accessible than ever. Whether you’re looking for a cozy starter home or a spacious family residence, El Mirage has something for everyone.

Explore the possibilities of living in El Mirage, where community spirit thrives and opportunities abound. With its affordable housing market and friendly neighborhoods, you’ll find that this city is not just a place to live, but a place to call home. Come discover the charm of El Mirage and start your journey toward homeownership today!

Newest El Mirage Homes with FHA New Financing

$355,000
4 Beds ⋅ 2 Baths ⋅ 7059724 MLS ⋅ 1,832 SqFt.
This One's a Slow Burn ... But Oh, So Worth It! Their loss is your gain! Please note: this is a short sale, and as with most short sales, patience pays off. Buyers should expect an approximately 90 day transaction timeline. For the right buyer willing to wait it out, this is a fantastic opportunity to score a home well below market value in a growing El Mirage neighborhood. Inside, you'll find an open floorplan filled with natural light, giving the home a bright, welcoming feel from the moment you walk in. The primary bedroom and bath are conveniently located downstairs, while upstairs offers a huge loft, a versatile bonus space perfect for a game room, media area, home office, or second living room, plus three more bedrooms for family or guests. Fresh paint throughout both levels and ne carpet mean some of the work is already done, so you can focus your energy (and budget) where it counts most. Major systems are already taken care of too, with a newer HVAC and water heater both installed in 2022, plus a Tesla solar system to help keep energy bills low. The big lot also leaves room for a possible RV gate, extra parking, or future outdoor projects. Please note: this is a short sale, and as with most short sales, patience pays off. For the right buyer willing to wait it out, this is a fantastic opportunity to score a home well below market value in a growing El Mirage neighborhood. Bring your vision (and a little patience). This house is ready for someone to make it shine!

12709 N El Frio Street, El Mirage
$325,000
3 Beds ⋅ 2 Baths ⋅ 7059609 MLS ⋅ 1,308 SqFt.
Discover this refreshed 3-bedroom, 2-bath home in El Mirage, AZ. The interior has been freshly painted and features nice tile flooring throughout most of the living areas, with new carpet in the bedrooms. The kitchen offers brand new stainless steel appliances, new kitchen sink & faucet and new blinds have been installed throughout. A newer AC unit helps maintain comfort, and the large backyard includes an RV gate for added storage space. This home blends updated finishes with functional outdoor space in a desirable location.

14506 N 130th Drive, El Mirage
$459,000
5 Beds ⋅ 3 Baths ⋅ 7058424 MLS ⋅ 1,949 SqFt.
This well-maintained two-story residence is the one. Solar paid in full, Kitchen renovated 2026 & new roof. The living room flows effortlessly into the dining area & kitchen. Updated lighting, a pantry, SS appliances, tile backsplash, white cabinets, & updated counters make this lovely kitchen a cook's delight. Located on the main level, a powder room adds extra convenience. Continue onto the large primary bedroom, offering plush carpet, tons of natural light, a private bathroom w/a make-up desk, & a walk-in closet. Be amazed by the oversized backyard highlighted by a covered patio, pergola, storage shed, basketball court, & a Pebble tec swimming pool w/ New Valves. PLUS! Enjoy the added value of a new roof & paid-off solar panels, for enhanced energy efficiency and long-term savings.

12965 W Via Camille --, El Mirage
$345,000
4 Beds ⋅ 2 Baths ⋅ 7058147 MLS ⋅ 1,722 SqFt.
Welcome to this sweet, one-owner home situated on an oversized lot! Lovingly cared for since day one, this move-in-ready property reflects pride of ownership. The functional floor plan offers comfortable living spaces filled with natural light, making it perfect for everyday living. Step outside to the expansive backyard, where the oversized lot provides endless possibilities for outdoor living, gardening, play, or future enhancements. An RV gate offers added convenience for storage and access. Enjoy the peace of mind that comes with major updates already completed, including a new HVAC system installed in 2025 and fresh exterior paint. Conveniently located across from a park and nearby dining and shopping, this home offers so many opportunities!

13022 W Crocus Drive, El Mirage
$385,000
4 Beds ⋅ 3 Baths ⋅ 7057805 MLS ⋅ 2,178 SqFt.
A great opportunity for the first-time buyer or investor, this 4-bedroom, 3-bath home offers 2178 SqFt of living space with a main-floor great room and a spacious upstairs loft. One bedroom and bath are located on the main level, providing a comfortable option for guests. The upstairs primary suite features an en-suite bath with a dual-sink vanity and a walk-in closet. Two additional bedrooms, a full bath, and a conveniently placed laundry room complete the second floor. The backyard includes a covered patio with a ceiling fan, block fencing, a fenced dog run, and no immediate rear neighbors. Other features include stainless appliances in the kitchen, ceiling fans throughout, a security system, and a 2-car garage.

12713 W Mandalay Lane, El Mirage
$410,000
4 Beds ⋅ 2 Baths ⋅ 7057408 MLS ⋅ 1,832 SqFt.
Beautiful corner-lot home in one of El Mirage's growing communities! Ideally located next to the golf course and directly across from a children's playground, this home offers privacy, open views, and a fantastic location. The spacious loft is currently used as a bedroom and could easily become an additional bedroom with the addition of a closet. The garage features built-in storage, while a water softener and security system add everyday convenience. The garage offers A/C and plenty of cabinet space/shelving. Close to parks, schools, shopping, dining, and major commuter routes, this home offers comfort, flexibility, and excellent potential in a neighborhood that continues to grow and thrive.

11850 W Sierra Street, El Mirage
$494,900
4 Beds ⋅ 2 Baths ⋅ 7056147 MLS ⋅ 2,002 SqFt.
Tucked away in a non-HOA neighborhood of El Mirage, this home offers 4 bedrooms upstairs, one leading to the balcony, a flexible studio space downstairs with its own private entry. Ideal for guest or extended family or maybe as a rental. Step out to the big backyard with gated pool, extra storage and 2 outdoor showers. Plenty of parking, close to schools and convenient to everything. It's easy to picture everyday life falling into place here. Studio can easily be reversed back into the master bedroom. Which would put it back to its original 5 bedrooms.

13438 N 124th Lane, El Mirage
$359,000
3 Beds ⋅ 2 Baths ⋅ 7055806 MLS ⋅ 1,089 SqFt.
Beautifully remodeled 3 bedroom, 2 bathroom, 2 car garage home with vaulted ceilings! Kitchen is gorgeous with refinished cabinets, new quartz countertops and new stainless steel appliances including fridge! New LVP flooring throughout - no carpet! Bathrooms are updated with refinished showers, new quartz countertops & new backlit mirrors! New lighting & plumbing fixtures throughout! New patio roof! New washer & dryer! New landscaping in front & back with artificial turf & rock! Backyard features a covered patio & storage shed! New insulated garage door and smart opener! New epoxy coating in the garage! Very low HOA!

11945 W Corrine Drive, El Mirage
$600,000
7054335 MLS
Versatile Duplex Unit Near Grand Ave - Ideal for Primary Residence or Investment Rental Located just off Grand Avenue, this well-positioned duplex offers exceptional convenience with easy access to both Las Vegas and downtown Phoenix. Whether you're looking for a comfortable primary residence or a smart investment rental, this property is the perfect fit. The front unit features 4 spacious bedrooms and 2 bathrooms, while the back unit offers 3 bedrooms and 1 bathroom. The back unit is already occupied, providing instant rental income and eliminating the need to find a tenant. This property has no HOA. Both units come with ample driveway space and generous yards. Plus, with solar panels in place, you'll enjoy energy efficiency and cost savings.

13805 N Luna Street, El Mirage
$390,000
4 Beds ⋅ 3 Baths ⋅ 7054299 MLS ⋅ 2,178 SqFt.
Situated on a desirable corner lot, this thoughtfully maintained home combines comfort, functionality, and flexibility. The spacious floor plan features a main-level guest suite that also makes an ideal home office, along with an expansive oversized loft perfect as a media room, game room, playroom, craft room, fitness space, or additional living area. The kitchen is equipped with brand-new stainless steel appliances, while practical upgrades include a water softener, reverse osmosis system, garage utility sink, and convenient under-stair storage. Major updates include a new HVAC system installed in 2025, new irrigation timer (2026), and newer exterior paint. The backyard is enhanced by mature citrus trees, creating a private outdoor retreat. Come see it before it's too late!

12945 W Mandalay Lane, El Mirage
$75,000
3 Beds ⋅ 2 Baths ⋅ 7053560 MLS ⋅ 1 SqFt.

12721 W Greenway Road Unit 80, El Mirage
$320,000
3 Beds ⋅ 1 Baths ⋅ 7052820 MLS ⋅ 1,064 SqFt.
Fantastic opportunity to own this charming 3-bedroom property with no HOA! Discover a serene living room that offers a cozy space for relaxation and entertaining. The eat-in kitchen includes matching appliances and ample cabinet space. All bedrooms are well-sized. Spend fun outdoor moments with loved ones in the backyard, featuring a covered patio, lush natural turf, and abundant space for hosting unforgettable get-togethers or weekend grills. Don't miss out on this home!

14002 N 3rd Avenue, El Mirage
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