Flagstaff Homes with Conventional New Financing

Flagstaff Homes with Conventional New Financing

Welcome to Flagstaff, Arizona—a picturesque city nestled in the heart of Coconino County, surrounded by the breathtaking beauty of the San Francisco Peaks and the vast Coconino National Forest. Flagstaff is renowned for its vibrant culture, outdoor adventures, and a charming downtown area that boasts an array of shops, restaurants, and art galleries. With a rich history dating back to the railroad days, this city offers a unique blend of small-town charm and modern amenities.

Flagstaff is also a haven for nature lovers, providing easy access to hiking, skiing, and mountain biking. Whether you’re exploring the stunning landscapes of Walnut Canyon or enjoying the starry nights at the Lowell Observatory, there’s no shortage of activities to keep you engaged. The city’s four distinct seasons further enhance its appeal, making it a year-round destination for both residents and visitors.

When it comes to finding a home in Flagstaff, you’ll be pleased to know that many properties qualify for conventional financing, making it easier for you to invest in your dream home. From cozy bungalows to spacious family homes, the real estate market here offers diverse options to suit various lifestyles and budgets. With a strong sense of community and a commitment to sustainability, Flagstaff is not just a place to live, but a place to thrive.

Explore the possibilities of calling Flagstaff home, where stunning natural beauty meets a welcoming community. Your adventure starts here!

Newest Flagstaff Homes with Conventional New Financing

2 Beds ⋅ 2 Baths ⋅ 7059461 MLS ⋅ 906 SqFt.

Wake Up to the Forest, Not the Parking Lot.........This top-floor, fully furnished condo at The Arbors backs directly onto Boulder Point HOA forest land, a private deck with real Ponderosa tree views. Turnkey and Move-In Ready, with new flooring throughout, a cozy fireplace, and fully furnished interiors, there's nothing left to do but unpack your toothbrush. Whether you're a buyer relocating for NAU, a second-home owner, or an investor eyeing a furnished rental, this home is ready to work from day one. Smart, Livable Layout, the split floor plan gives both bedrooms and bathrooms genuine privacy -- ideal for roommates, guests, or anyone who wants real separation between spaces. A full-size washer and dryer (a real upgrade over the small units many condos settle for) rounds out a bright, airy 906 sq ft layout that lives larger than its footprint. HOA-Covered Ease, Water, sewer, trash, exterior maintenance, and snow removal are all included -- plus access to the community clubhouse, fitness room, jacuzzi, BBQ area, and a designated covered parking space. Unbeatable Location, Minutes to NAU, downtown Flagstaff, great restaurants, shopping, and miles of trail system right out the door. Whether it's a college home base, a mountain getaway, or a full-time residence, #272 checks every box: the forest at your doorstep.

1385 W University Avenue Unit 272, Flagstaff

2 Beds ⋅ 3 Baths ⋅ 7059448 MLS ⋅ 1,242 SqFt.

Seller offering 5,000 dollar credit toward rate buy-down or closing costs! This well-maintained 2-bedroom, 2.5-bath townhome offers 1,242 SQFT of comfortable living space. The functional floor plan features two spacious primary suites, each with private ensuite bath. Enjoy year-round comfort with AC, cozy gas fireplace, and attached 2-car garage. Inviting front and back sitting areas provide the perfect spaces to relax or entertain. Dishwasher replaced in November 2025, and water heater replaced in January 2026. The main level features a convenient half bath, while abundant storage throughout the home enhances everyday functionality. Ideally located near grocery stores, shopping, dining, and just minutes from downtown Flagstaff, experience comfort, convenience, and low-maintenance living.

2376 W Silverton Drive, Flagstaff

4 Beds ⋅ 4 Baths ⋅ 7059415 MLS ⋅ 3,116 SqFt.

Nestled within the desirable Elk Pass neighborhood of Pine Canyon, this spacious two-story townhome offers 3,116 square feet of thoughtfully designed mountain living. Featuring 4 bedrooms and 3.5 bathrooms, the home provides generous space for family and guests while maintaining a warm, inviting atmosphere. The open-concept main level is highlighted by rich wood flooring, a vaulted ceiling with skylights, and a striking floor-to-ceiling stone fireplace. The kitchen flows seamlessly into the great room and features granite countertops, abundant cabinetry, stainless steel appliances, and a large island with seating. Expansive glass doors extend the living space outdoors to a covered patio surrounded by towering pines and aspens. A spacious primary suite, multiple guest accommodations, and an upstairs bonus area provide flexibility for relaxing, working, or entertaining. Additional features include a private dog run, built-in BBQ, and attached two-car garage. Combining generous living spaces, timeless mountain finishes, and a convenient Pine Canyon setting, this Elk Pass Townhome is an ideal retreat for enjoying the Flagstaff lifestyle.

1531 E Castle Hills Drive, Flagstaff

4 Beds ⋅ 5 Baths ⋅ 7059282 MLS ⋅ 5,019 SqFt.

STUNNING MOUNTAIN RETREAT in the Cool Pines of Northern Arizona! Conveniently Located Just Minutes From Downtown Flagstaff on a Heavily Treed 2 Acre Parcel in the Prestigious Neighborhood of Lockett Ranches. This Over 5000 Sq Ft Luxury Home Not Only Features All 4 Bedrooms Complete with their own Bathrooms, 2 Spacious Living Areas, a Huge Oversized Game / Bonus Room, Personal Office and 5 Garage Spaces Just Because. As Soon As You Pull Up the Circular Drive to the Beautiful Porte-Cochere it is Immediately Apparent that No Expenses Were Spared. Soaring High Cathedral Ceilings Including an Impressive Stacked Stone Fireplace and Floor to Top Windows Await Your Entrance at the Front Door. BRAND NEW ROOF, EXTERIOR PAINT & DECKINGS (July 2026) are Simply Added Value Items that Cannot be Measured

3360 N Antler Crossing, Flagstaff

3 Beds ⋅ 3 Baths ⋅ 7059112 MLS ⋅ 2,178 SqFt.

Welcome to one of Flagstaff's most desirable neighborhoods--Ponderosa Trails! This spacious 2,179 sq. ft. home offers 3 bedrooms, 2.5 baths, a warm, inviting great room with a cozy gas fireplace plus a spacious upstairs loft that could serve multiple purposes. The well-designed kitchen provides abundant workspace and storage, making it perfect for everyday living or entertaining. The spacious primary suite features a private bath and plenty of room to unwind. Major updates include a newer roof and a beautiful new Trex deck, providing years of low-maintenance enjoyment. Situated on a quiet cul-de-sac with a 2-car attached garage, this home offers the perfect combination of privacy and convenience. The location is hard to beat--just minutes from Northern Arizona University, , Coconino Community College, several highly rated elementary schools, shopping, dining, miles of trails, and only a short distance to Lake Mary. With easy access to I-17 and Flagstaff Pulliam Airport, commuting or traveling couldn't be more convenient. The sellers are highly motivated, and this home is priced to sell quickly, making it one of the best values currently available in Ponderosa Trails. Don't miss this opportunity to own a quality home in one of Flagstaff's premier neighborhoods!

639 W Old Territory Trail, Flagstaff

4 Beds ⋅ 3 Baths ⋅ 7058513 MLS ⋅ 2,593 SqFt.

One of Continental Country Club's newer homes. Spacious home with space for you and your friends. Complete with 4 bedrooms, 3 baths and upstairs loft. Great room open to kitchen with views to the backyard. Across the street from Continental Country Club golf course. Escape to the beautiful pines; enjoy all that Continental Country Club neighborhood have to offer....tennis, pickleball, two pools, Bear Paw recreation center, golf and the famous Oakmont Restaurant with outdoor seating amidst the cooler temperatures. House can come fully furnished; ~40k value.

4390 E Burning Tree Loop, Flagstaff

2 Beds ⋅ 2 Baths ⋅ 7058352 MLS ⋅ 909 SqFt.

Enjoy convenient ground-level living in The Arbors with this well-designed 2-bedroom, 2-bath condo featuring a spacious split floor plan, in-unit laundry, and a private covered balcony perfect for soaking in Flagstaff's crisp mountain air. Ideally located just minutes from NAU, shopping, restaurants, and daily essentials, this home offers both comfort and easy access to everything you need. The Arbors community includes a clubhouse with a fitness center, gathering areas, and a relaxing hot tub. Whether you're a first-time buyer, investor, or seeking a great alternative to renting near campus, this condo is a wonderful opportunity in a highly desirable location.

1385 W University Avenue Unit 122, Flagstaff

1 Beds ⋅ 1 Baths ⋅ 7057985 MLS ⋅ 622 SqFt.

Welcome to this cozy end-unit Tanglewood condo in the highly sought-after Continental Country Club. Perched above the surrounding landscape, the spacious elevated deck offers peaceful mountain views, the perfect place to unwind after a day of adventure. Whether you're searching for a low-maintenance primary residence, a weekend retreat, or a lock-and-leave second home, this property is perfect. Enjoy easy access to the Bear Paw Recreation Center, Oakmont Restaurant, Flagstaff Athletic Club, Continental Country Club Golf Course, tennis and pickleball courts, swimming pools, and miles of nearby outdoor recreation.

2605 N Pinon Ridge Unit 679, Flagstaff

2 Beds ⋅ 2 Baths ⋅ 7057739 MLS ⋅ 1,108 SqFt.

Beautifully maintained end-unit townhome ideally situated beside FoxGlenn Park in one of the area's most desirable neighborhoods. Bathed in natural light, this elegant residence features an open-concept design that seamlessly connects the kitchen, dining area, and living room, creating an inviting space for both refined entertaining and everyday comfort. The living room is enhanced by vaulted ceilings and a cozy gas fireplace. The kitchen is appointed with stainless steel appliances and a charming dining nook. Thoughtful updates include new flooring, newer appliances, and updated ceiling fans. The spacious primary suite offers built-in storage, a walk-in closet, and a well-appointed bath with a tub/shower combination. An open loft, landscaped backyard with paver patio with tons of shade. and awning, and a 2-car garage with built-in storage complete this exceptional home.

4140 E Spring Meadows Circle, Flagstaff

3 Beds ⋅ 3 Baths ⋅ 7057687 MLS ⋅ 2,282 SqFt.

Rare opportunity to own a truly exceptional home in Flagstaff's desirable Paradise Hills neighborhood, just minutes from Buffalo Park and nestled at the base of Mt. Elden! Situated on nearly half an acre, this beautifully remodeled property backs directly to National Forest, offering exceptional privacy and easy access to the outdoors. Inside, you'll find more than 2,200 square feet of thoughtfully updated living space with rich oak flooring throughout. The stunning kitchen is designed to impress with custom solid oak cabinetry, a Fisher & Paykel refrigerator, Bosch five burner gas range with warming drawer, Bosch dishwasher, and generous workspace for cooking and entertaining. The spacious primary suite is a relaxing retreat featuring a freestanding sauna, heated floors, and a beautifully tiled spa inspired bathroom. A generously sized secondary suite offers a walk in closet, custom cabinetry, and an adjoining guest bath. The lower level includes a versatile bonus room with artist lighting that is ideal as a home office, studio, den, or fourth bedroom. With a half bath and its own entrance through the attached garage, this space offers excellent flexibility for guests or multi generational living. Step outside to a backyard designed for both relaxation and recreation. Mature landscaping includes beautiful oak trees, fruit trees, flowering perennials, and thoughtfully planted evergreens that create year round beauty. Enjoy multiple patio seating areas, peaceful forest views, and direct access to nearby hiking trails. The property also features a basketball court with potential to be converted into your own private pickleball court. This one of a kind home combines quality craftsmanship, modern updates, and an unbeatable setting in one of Flagstaff's most sought after locations.

3919 N Paradise Road, Flagstaff

Discover the perfect homesite location that feels like you are in the middle of nowhere yet you are just a few minutes from downtown Flagstaff, This is a rare opportunity to own a parcel in Lockett Rancges with unsurpassed views of the San Francisco Peaks, Mount Elden, Dry Lake Hills, sunrises and sunsets... This level 2.0 acre parcel has the perfect density of Ponderosa Pines and pocket meadows to capture 360 degree views. Enjoy the 4-seasons, environment rich with wildlife, beauty, serenity and tranquil ambiance with adventures into the National Forest Service from two Lockett Ranches (Non-motorized) dedicated trail easements

Lot 2 N Quintana Drive Unit 2, Flagstaff

5 Beds ⋅ 5 Baths ⋅ 7057442 MLS ⋅ 4,021 SqFt.

Spectacular Brent Kendle Design home just listed for sale to discriminate buyers seeking architectural excellence in Forest Highlands. Rare opportunity to secure one of the most magnificent homes in FH without paying for excess square footage. This 4,021 sq. ft. home has 5 bedrooms, an exercise studio suitable for an office or playroom. Incredible master suite, multi-head shower provides a spa like experience. Unique stone fireplace, contemporary staircase, craftsman-built cabinets, country sink, glass tiles and other finishes that give this home that little extra special feel. Unique combination of quality build and finishes, imaginative design and efficient use of space. New roof- Summer 2026.

3277 Dick Hevly --, Flagstaff

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