Flagstaff Homes with Conventional New Financing

Flagstaff Homes with Conventional New Financing

Welcome to Flagstaff, Arizona—a picturesque city nestled in the heart of Coconino County, surrounded by the breathtaking beauty of the San Francisco Peaks and the vast Coconino National Forest. Flagstaff is renowned for its vibrant culture, outdoor adventures, and a charming downtown area that boasts an array of shops, restaurants, and art galleries. With a rich history dating back to the railroad days, this city offers a unique blend of small-town charm and modern amenities.

Flagstaff is also a haven for nature lovers, providing easy access to hiking, skiing, and mountain biking. Whether you’re exploring the stunning landscapes of Walnut Canyon or enjoying the starry nights at the Lowell Observatory, there’s no shortage of activities to keep you engaged. The city’s four distinct seasons further enhance its appeal, making it a year-round destination for both residents and visitors.

When it comes to finding a home in Flagstaff, you’ll be pleased to know that many properties qualify for conventional financing, making it easier for you to invest in your dream home. From cozy bungalows to spacious family homes, the real estate market here offers diverse options to suit various lifestyles and budgets. With a strong sense of community and a commitment to sustainability, Flagstaff is not just a place to live, but a place to thrive.

Explore the possibilities of calling Flagstaff home, where stunning natural beauty meets a welcoming community. Your adventure starts here!

Newest Flagstaff Homes with Conventional New Financing

1 Beds ⋅ 2 Baths ⋅ 7060676 MLS ⋅ 1,193 SqFt.

Experience the unique charm of this one-bedroom A-frame home, with a welcoming interior. The main living space offers an airy feel that perfectly complements the home's distinctive shape, featuring a thoughtful layout that includes a loft, full bathroom and a convenient half-bath. The design maximizes every square foot to create a space that is both open and intentional. Outside, the property features an expansive wrap-around deck that provides plenty of room for outdoor dining or soaking up the fresh air. The exterior also includes a handy small shed, ideal for storing tools or gear. Located just a short distance from town, this home offers a private retreat while keeping local shops and dining easily accessible. It is a standout property.

2625 Chaco Trail, Flagstaff

3 Beds ⋅ 2 Baths ⋅ 7060591 MLS ⋅ 1,282 SqFt.

Opportunity awaits in this single-level 3-bedroom, 1.75-bath home in established Lower Greenlaw. The spacious living room features a large picture window and distinctive flagstone fireplace, while the adjoining dining area provides flexible everyday living space. The light-filled eat-in kitchen offers ample cabinetry, updated flooring, and convenient access to the laundry area and backyard. Outside, enjoy a large fenced yard with mature trees, a flagstone patio and plenty of room to garden, entertain, or create your own outdoor retreat. New roof 2021, New water heater 2026. Additional highlights include an attached one-car garage, natural gas heat, and views of Mt. Elden. With solid bones and plenty of potential, this home is ready for its next owner to make it their own.

2830 N Schevene Boulevard, Flagstaff

2 Beds ⋅ 3 Baths ⋅ 7060581 MLS ⋅ 1,274 SqFt.

Enjoy comfortable mountain living in this spacious 2-bedroom, 2.5-bath townhome in the desirable Railroad Springs community. The open main level features laminate flooring, a gas fireplace, abundant natural light, and a well-appointed kitchen with generous cabinetry, stainless steel appliances, a gas range, and breakfast bar seating. A covered deck, overlooking the greenbelt extends the living space outdoors and providesa peaceful spot to relax among the pines. Upstairs, both bedrooms offer private en-suite bathrooms, including a generously sized primary suite. Additional highlights include a convenient main-level powder room, laundry area, ample storage, and an attached two-car garage. Located near NAU, west-side shopping and dining, parks, walking paths, and nearby forest access, this townhome offers convenience, privacy, and a beautiful Flagstaff setting.

2382 W Cripple Creek Drive, Flagstaff

4 Beds ⋅ 3 Baths ⋅ 7060508 MLS ⋅ 2,207 SqFt.

This beautiful move in ready home is in the highly sought after Continental Country Club community. It has a wonderful open concept with a solarium right off the kitchen with a beautiful backyard view, including mountain views. A wonderful spacious mother-in-law room right off the kitchen. This exceptional home is conveniently located near the country club, schools, parks, shopping and dining. *JOINING CONTINENTAL COUNTRY CLUB IS OPTIONAL*

1900 N Rain Tree Road, Flagstaff

4 Beds ⋅ 4 Baths ⋅ 7060329 MLS ⋅ 3,873 SqFt.

Beautifully remodeled and meticulously upgraded, this 2.4-acre property offers a 2-bedroom main home, a private guest house, a detached workshop, and six garage spaces, all surrounded by mature trees and the open beauty of Northern Arizona. The main home features 2 bedrooms and 2.5 bathrooms, with every space reflecting the extensive 2022 renovation. Custom cabinetry, stone countertops, a luxury appliance package, and thoughtfully renovated bathrooms create a clean, timeless feel, while the updated fireplace adds warmth and character. New flooring, custom closets, built-in storage, updated windows and exterior doors, upgraded insulation, a tankless water heater, and modernized HVAC systems bring comfort and efficiency throughout. Set a comfortable distance from the main home, the detached 1-bedroom, 1-bath guest house offers its own private patio, laundry, and air conditioning, creating an ideal space for guests, extended family, or a quiet retreat. A separate detached workshop and home office provide even more flexibility for hobbies, projects, or working remotely. Outside, the property is just as impressive. New concrete patios create inviting spaces to relax or entertain, while the fenced acreage offers room to spread out and enjoy the peaceful setting. An oversized attached 2-car garage is complemented by a detached 4-car garage with additional workshop space, bringing the total to six garage spaces. RV parking and a dedicated RV dump add even more convenience. Every improvement has been made with intention, creating a property that offers space, privacy, and flexibility without compromising on comfort or quality.

8150 N Masters Lane, Flagstaff

3 Beds ⋅ 2 Baths ⋅ 7060142 MLS ⋅ 1,517 SqFt.

Welcome to this beautifully maintained home in the highly desirable Ponderosa Trails neighborhood. Lovingly cared for by the same owners for the past twelve years, this property reflects thoughtful maintenance and pride of ownership throughout. Inside, you'll find a comfortable, split floor plan, newer kitchen appliances, and quality Andersen windows in key areas of the home. Every improvement has been made with long-term comfort and care in mind. Step outside to a professionally landscaped yard designed for both relaxation and easy maintenance. An irrigation system, pet-friendly turf, mature landscaping, and a separate fenced dog yard create an outdoor space that's equally suited for entertaining, gardening, or enjoying Flagstaff's four seasons. Ideally located near neighborhood trails.

871 W Weston Trail, Flagstaff

2 Beds ⋅ 2 Baths ⋅ 7060012 MLS ⋅ 1,879 SqFt.

Have you ever wanted to own a Log cabin retreat in the cool Pines? Now is your chance! Welcome to The Kachina TreeHouse, a rustic-modern log cabin tucked among the towering ponderosa pines of Kachina Village and bordering the prestigious Forest Highlands community. Set on a heavily treed .38-acre cul-de-sac lot, this distinctive multi-level retreat offers 1,876 square feet with two bedrooms, 1.5 baths, a spacious loft that may serve as a potential bedroom or additional sleeping area, and a walk-out bonus/game room. Soaring vaulted ceilings and dramatic windows fill the great room with natural light, while the gas stove creates a warm and inviting mountain atmosphere. The fully equipped kitchen features a breakfast bar, gas range, and eat-in dining area. Follow the spiral staircase downstairs to the game room, or step outside to enjoy multiple decks, a spacious backyard, hammocks, and peaceful evenings beneath the stars. Located within walking distance of the national forest and Pumphouse Trail, yet convenient to downtown Flagstaff and NAU, this cabin offers the ideal blend of forest seclusion and accessibility. A durable metal roof, double-pane windows, paved year-round access, county-maintained roads, and county snow removal add practicality to the mountain lifestyle. Currently operated as a successful short-term rental, The Kachina TreeHouse presents an appealing opportunity as a full-time residence, mountain getaway, or income-producing retreat. Come experience life among the pines.

2733 Arido Ovi --, Flagstaff

4 Beds ⋅ 2 Baths ⋅ 7059802 MLS ⋅ 1,631 SqFt.

Beautiful single-level 4-bedroom home in the highly desirable Ponderosa Trails neighborhood. Nestled among towering ponderosa pines, this home features a sought-after split floor plan, spacious living areas, and an oversized deck perfect for entertaining or enjoying the peaceful forest setting. The fully fenced backyard offers plenty of room for pets, play, and outdoor living. Enjoy easy access to neighborhood trails and nearby forest, with Northern Arizona University just minutes away. Experience the perfect combination of comfort, convenience, and mountain living.

4808 S Bright Angel Trail, Flagstaff

2 Beds ⋅ 2 Baths ⋅ 7059749 MLS ⋅ 790 SqFt.

Welcome to brand new home 2-bedroom home with 2 baths!

5250 W Us-89 -- Unit 122, Flagstaff

2 Beds ⋅ 1 Baths ⋅ 7059747 MLS ⋅ 780 SqFt.

Beautiful LIKE NEW 2-bedroom home with air conditioning! This would be a great primary residence or your Flagstaff getaway home. LOCATION, LOCATION, LOCATION! This home is located in a wonderful all-age family community, walking distance from grocery stores, restaurants, and miles of hiking and biking trails on Mt. Elden. This home is specially built for Flagstaff winters with extra insulation to keep your utility costs low. A beautiful kitchen with stainless steel appliances is included. The home comes with a gas stove, gas furnace, and gas dryer hookup. Home is wired for EV charging so you can start the day with a full battery. Community has a playground for the kids and a RV storage lot for your toys. Reserve the community clubhouse for your parties and events. Must apply for

5250 W Us-89 -- Unit 172, Flagstaff

2 Beds ⋅ 2 Baths ⋅ 7059461 MLS ⋅ 906 SqFt.

Wake Up to the Forest, Not the Parking Lot.........This top-floor, fully furnished condo at The Arbors backs directly onto Boulder Point HOA forest land, a private deck with real Ponderosa tree views. Turnkey and Move-In Ready, with new flooring throughout, a cozy fireplace, and fully furnished interiors, there's nothing left to do but unpack your toothbrush. Whether you're a buyer relocating for NAU, a second-home owner, or an investor eyeing a furnished rental, this home is ready to work from day one. Smart, Livable Layout, the split floor plan gives both bedrooms and bathrooms genuine privacy -- ideal for roommates, guests, or anyone who wants real separation between spaces. A full-size washer and dryer (a real upgrade over the small units many condos settle for) rounds out a bright, airy 906 sq ft layout that lives larger than its footprint. HOA-Covered Ease, Water, sewer, trash, exterior maintenance, and snow removal are all included -- plus access to the community clubhouse, fitness room, jacuzzi, BBQ area, and a designated covered parking space. Unbeatable Location, Minutes to NAU, downtown Flagstaff, great restaurants, shopping, and miles of trail system right out the door. Whether it's a college home base, a mountain getaway, or a full-time residence, #272 checks every box: the forest at your doorstep.

1385 W University Avenue Unit 272, Flagstaff

2 Beds ⋅ 3 Baths ⋅ 7059448 MLS ⋅ 1,242 SqFt.

Seller offering 5,000 dollar credit toward rate buy-down or closing costs! This well-maintained 2-bedroom, 2.5-bath townhome offers 1,242 SQFT of comfortable living space. The functional floor plan features two spacious primary suites, each with private ensuite bath. Enjoy year-round comfort with AC, cozy gas fireplace, and attached 2-car garage. Inviting front and back sitting areas provide the perfect spaces to relax or entertain. Dishwasher replaced in November 2025, and water heater replaced in January 2026. The main level features a convenient half bath, while abundant storage throughout the home enhances everyday functionality. Ideally located near grocery stores, shopping, dining, and just minutes from downtown Flagstaff, experience comfort, convenience, and low-maintenance living.

2376 W Silverton Drive, Flagstaff

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