Surprise Homes with FHA New Financing

Surprise Homes with FHA New Financing

Welcome to Surprise, Arizona – a vibrant city that truly lives up to its name! Nestled in Maricopa County, just 45 minutes northwest of Phoenix, Surprise is renowned for its warm climate, friendly community, and a plethora of recreational opportunities. With its stunning desert landscapes and beautiful parks, residents enjoy an active outdoor lifestyle complemented by a rich cultural scene.

Surprise boasts a diverse range of housing options, making it an ideal destination for families, retirees, and first-time homebuyers alike. One of the most appealing aspects of this flourishing city is the availability of homes with FHA financing. The Federal Housing Administration (FHA) provides a pathway for many to achieve their homeownership dreams, offering lower down payment options and more flexible credit requirements. This makes Surprise an attractive choice for those looking to settle in a thriving community without breaking the bank.

From charming single-family homes to modern townhouses, the real estate market in Surprise caters to a variety of tastes and budgets. Many neighborhoods feature family-friendly amenities, including top-rated schools, shopping centers, and recreational facilities. Whether you’re enjoying a day at the Surprise Community Park or attending a spring training baseball game, you’ll find that life in Surprise is both fulfilling and exciting.

If you’re considering a move to this delightful city, now is the perfect time to explore the homes available with FHA financing in Surprise. Embrace the opportunity to create lasting memories in a community that offers both comfort and adventure!

Newest Surprise Homes with FHA New Financing

4 Beds ⋅ 3 Baths ⋅ 7059547 MLS ⋅ 2,542 SqFt.

Rancho Gabriela has an offer you can't refuse. Come and make this one your own. A hop skip from the green belt park and no neighbors on the north side. A private cul-de-sac lot with a large lot. This home is priced super right and ready to pass to new owners. This floorplan is convenient for anyone who appreciates the location and community in general. Primary room sits on first floor. Large and spacious home. Faces west.

12190 N 151st Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7059519 MLS ⋅ 1,232 SqFt.

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Heritage is a gated 55+ active adult community located in beautiful Surprise, AZ! Surrounded by mountain views, this community offers convenient access to local shopping, dining, and recreational activities. Residents enjoy a vibrant lifestyle with amenities including a swimming pool, pickleball courts, putting course, fitness center, clubhouse, and more. This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 18X18 tile flooring, elegant quartz countertops, and modern maple almond cabinetry. Photos are of a model home. A copy of the public report is available on the ADREs website.

24999 N 174th Drive, Surprise

4 Beds ⋅ 3 Baths ⋅ 7059508 MLS ⋅ 2,371 SqFt.

Seller will provide a credit towards closing costs with preferred lender. Ask us how to save thousands over the life of your loan. This home is located in Asante Artisan, a brand-new master-planned community in Surprise, AZ. Surrounded by scenic mountain views, this community offers convenient access to local shopping, dining, and recreational activities. Residents enjoy resort-style amenities including a clubhouse, swimming pool, lap pool, fitness center, pickleball courts, and more! Complete with 8X36 tile flooring and stylish maple linen cabinets, this home is designed for both comfort and function. All stainless steel kitchen appliances pictured are included. Renderings are not of actual home. A copy of the public report is available on the ADRE's website.

25505 N 167th Lane, Surprise

3 Beds ⋅ 3 Baths ⋅ 7059506 MLS ⋅ 1,953 SqFt.

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Artisan is a master-planned community in Surprise, AZ. Residents at this community enjoy convenient access to local shopping, dining, and recreational activities as well as resort-style amenities including a clubhouse, swimming pool, lap pool, fitness center, pickleball courts, and more! This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 6x36 tile flooring, stunning quartz countertops, and stylish maple linen cabinetry, designed for both comfort and function. Photos are of not of actual home. A copy of the public report is available on the ADRE's website.

24735 N 164th Drive, Surprise

5 Beds ⋅ 3 Baths ⋅ 7059496 MLS ⋅ 2,233 SqFt.

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Artisan is a master-planned community in Surprise, AZ surrounded by scenic mountain views. Residents at this community enjoy convenient access to local shopping, dining, and recreational activities as well as resort-style amenities including a clubhouse, pool, lap pool, fitness center, pickleball courts, and more! This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 7X22 tile flooring, stunning quartz countertops, and stylish maple linen cabinetry, designed for both comfort and function. Photos are of not of actual home. A copy of the public report is available on the ADRE's website

25993 N 171st Drive, Surprise

4 Beds ⋅ 2 Baths ⋅ 7059491 MLS ⋅ 1,797 SqFt.

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Artisan is a master-planned community in Surprise, AZ surrounded by mountain views. Residents at this community enjoy convenient access to local shopping, dining, and recreational activities as well as resort-style amenities including a clubhouse, pool, lap pool, fitness center, pickleball courts, and more! This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 12X24 tile flooring, stunning quartz countertops, and maple almond cabinetry, designed for both comfort and function. A copy of the public report is available on the ADRE's website. Photos are of model home.

17360 W Gray Fox Trail, Surprise

4 Beds ⋅ 3 Baths ⋅ 7059485 MLS ⋅ 2,604 SqFt.

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Heritage is a gated 55+ active adult community located in beautiful Surprise, AZ! Surrounded by mountain views, this community offers convenient access to local shopping, dining, and recreational activities. Residents enjoy a vibrant lifestyle with resort-style amenities including a pool, pickleball courts, putting course, fitness center, clubhouse, and more. This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 6x36 tile flooring, elegant quartz countertops, and modern maple linen cabinetry. Photos are of a model home. A copy of the public report is available on the ADREs website.

25641 N 174th Avenue, Surprise

4 Beds ⋅ 3 Baths ⋅ 7059481 MLS ⋅ 2,166 SqFt.

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Artisan is a master-planned community in Surprise, AZ surrounded by scenic mountain views. Residents at this community enjoy convenient access to local shopping, dining, and recreational activities as well as resort-style amenities including a clubhouse, swimming pool, lap pool, fitness center, pickleball courts, and more! This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 6x36 tile flooring, stunning quartz countertops, and maple linen cabinetry, designed for both comfort and function. Photos are of a model home. A copy of the public report is available on the ADRE's website.

17413 W El Cortez Place, Surprise

3 Beds ⋅ 3 Baths ⋅ 7059370 MLS ⋅ 1,972 SqFt.

Quick Move-In Opportunity! Take advantage of seller-paid rate buydown specials on this beautifully designed 3-bedroom, 3-bath home featuring a versatile flex room, spacious dining area, and an open-concept great room. The gourmet kitchen showcases slate cabinets, quartz countertops, upgraded stainless-steel appliances including a gas range, tiled backsplash, and a large quartz island that seamlessly overlooks the great room--perfect for entertaining family and friends. The private split owner's suite offers a spa-inspired bath with dual vanities and an oversized shower. Elegant wood-look plank tile flooring extends throughout the main living areas, with cozy carpet in the bedrooms. Combining modern finishes, thoughtful design, and exceptional incentives, this is a must see!

12681 N 171st Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7059297 MLS ⋅ 1,921 SqFt.

Tucked away on an oversized 10,452 sq. ft. lot, this beautifully updated home offers the perfect blend of modern style and outdoor living. Inside, you'll find a remodeled kitchen, an oversized island and an open concept layout designed for everyday living and entertaining. The spacious primary suite features a spa inspired bathroom, while the backyard steals the show with lush grass, mature shade trees, a sparkling pool, and plenty of room to relax or entertain. Complete with a dedicated office/flex room and an epoxy garage with built-in storage, this home truly has it all.

14076 N 138th Lane, Surprise

3 Beds ⋅ 2 Baths ⋅ 7059273 MLS ⋅ 1,520 SqFt.

Welcome to this charming single-story home featuring a bright, open floor plan that makes everyday living easy. With 3 bedrooms and 2 full bathrooms, there's plenty of space for comfort and functionality. A great opportunity you won't want to miss!

15165 N 138th Lane, Surprise

4 Beds ⋅ 3 Baths ⋅ 7059247 MLS ⋅ 2,153 SqFt.

Discover one of the final opportunities in Phase 1 at Visara with the highly sought-after Lilac floorplan,an open-concept 4-bedroom, 3-bath + den home featuring a 3-car garage, charming Farmhouse-style exterior and view fencing at the backyard boarding a common area landscape. Thoughtfully designed with the Laguna Collection by Ashton Woods Studio, this home showcases a cohesive, modern look with Ash stain cabinetry, quartz countertops, designer backsplash, tile flooring, and two-tone hardware and matte-black fixtures throughout. Enjoy seamless indoor-outdoor living with a stunning 12' 4-panel center sliding glass door that opens to the covered patio, along with upgraded 8' interior doors that enhance the home's open, airy feel. Additional features include gourmet kitchen appliances with gas cooking, a soft water loop, paver driveway and entry, and prewire for pendant lighting. Located within the gated Visara community in Surprise (near 163rd Ave & Visara Pkwy), residents enjoy resort-style amenities including a pool, basketball court, BBQ and picnic areas, tot lot, and scenic walking trails. Conveniently situated with quick access to Loop 303 and US-60 for an easy commute. Don't miss your chance to own in Phase 1, Phase 2 release timing is TBD.

16187 W Red Bird Road, Surprise

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